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Broker acquires London based Carroll Foley Lloyd.
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Deal follows Miles Smith shareholding.
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Stephen Thompson to lead Impact Underwriting.
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Loss adjuster creates counter fraud division
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Senior underwriter will focus on northern regions.
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Insurer highlights features of a potentially fraudulent claim
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New policy aimed at children and adults .
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Total sales of variable annuities in the United States rose to $41.6 billion in the first quarter of 2008, up just 1.7% from the same period a year a
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